Other Benefits & Discounts

While your primary medical coverage pays doctors and hospitals directly for costs related to your care, supplemental medical plans pay cash benefits directly to you — you can use this money however you want.

Keep in mind: Supplemental medical plans only add to coverage provided by your primary medical plan — they aren’t substitutes for medical insurance and don’t cover your day-to-day health care needs.

Key features

Supplemental medical plans provide:

Cash benefits

to help you pay expenses not covered by your primary medical coverage.

Flexibility

to spend your benefit payment(s) on anything, including medical bills, transportation, childcare, and daily living expenses.

Financial protection

against high costs related to accidental injuries or a serious illness.

Portability

to give you the option of maintaining your coverage should you leave the company.

Your supplemental medical plan options

You can enroll in one or more of the following Colonial Life supplemental medical plans as a new hire, during Open Enrollment, or if you have a qualifying life event.

Accident Insurance

Accident insurance protects you from unexpected financial stress if you or a covered family member experiences injuries from accident.

Critical Illness Insurance

Critical illness insurance provides financial support to help you manage expenses related to a serious health diagnosis.

Whole Life Insurance from Colonial Life provides death benefit coverage with guaranteed features including cash value accumulation, premium rates and death benefit (minus any loans and loan interest). Flexible premium payments and coverage amounts.

Short Term Disability Insurance from Colonial Life helps you pay everyday living expenses and out-of-pocket expenses not covered by major medical plans. Provides a monthly benefit to replace your income if you are unable to work due to a covered disability. Choose among a variety of plans.

Our commuter benefits program helps you save money by paying for eligible parking and/or transit costs with tax-free dollars. It's flexible and easy!

• Decide how much to contribute, and that money will be deducted from your paycheck before taxes are applied.
• You can contribute up to the monthly IRS before-tax limits of $340 for transit and $340 for parking.
• Adjust your contributions as needed throughout the year (be mindful of the deadline for changes to be effective the following month).

Nationwide provides coverage to help you cover the cost of veterinary care for your pet(s). You can:

• Protect against the financial impact of your pet’s injuries, illnesses, and other needed treatment.
• See any veterinarian worldwide and submit a claim for reimbursement.
• Choose the plan that works for your situation.

IDShield Identity Theft & Online Protection monitors online activity related to your personal information and financial accounts to detect threats and provide protection from the damage of identity theft. You will:

• Enjoy peace of mind by protecting your identity, privacy, and finances.
• Receive dedicated 24/7 assistance to resolve identity theft issues.
• Get reimbursed for losses due to fraud through built-in coverage for stolen funds and expenses (up to plan limits).

Whether you’re buying a big ticket item or planning a vacation or night out, the Working Advantage discount program helps make purchases more affordable and convenient. You can access hundreds of exclusive prices, discounts, and offers.

• This service is provided at no cost to you.
• Save big through deep discounts on offers that match your interests, including health clubs, movie theaters, restaurants, retailers, and cellphone providers.
• No enrollment required.